{"id":22131,"date":"2026-10-07T21:48:10","date_gmt":"2026-10-07T14:48:10","guid":{"rendered":"https:\/\/cipanas.id\/?p=22131"},"modified":"2026-10-07T21:48:10","modified_gmt":"2026-10-07T14:48:10","slug":"dorong-inklusi-keuangan-julo-dan-bank-dbs-indonesia-salurkan-kredit-rp640-miliar","status":"publish","type":"post","link":"https:\/\/cipanas.id\/?p=22131","title":{"rendered":"Dorong Inklusi Keuangan, JULO dan Bank DBS Indonesia Salurkan Kredit Rp640 Miliar"},"content":{"rendered":"<p><\/p>\n<p>loading&#8230;<\/p>\n<p>JULO Mengoptimalkan penyaluran kredit digital melalui kerja sama dengan PT Bank DBS Indonesia. FOTO\/dok.SindoNews<\/p>\n<div id=\"detail-desc\">\n            <strong>JAKARTA<\/strong> &#8211; PT JULO Teknologi Finansial (JULO) Mengoptimalkan penyaluran kredit digital melalui kerja sama dengan PT Bank DBS Indonesia dalam skema penyaluran kredit (loan channeling) dengan limit pendanaan mencapai Rp500 miliar. Kolaborasi yang Pernah berjalan selama satu tahun sejak Agustus 2025 tersebut turut Membantu penyaluran pembiayaan JULO kepada masyarakat, dengan total pendanaan mencapai Rp640 miliar.<\/p>\n<p>&#8220;Kerja sama ini bukan hanya tentang pendanaan, tetapi Bahkan tentang membangun kepercayaan dalam ekosistem kredit digital di Indonesia. Selama satu tahun terakhir, dukungan Bank DBS Indonesia Pernah Mendukung JULO Memperjelas akses pembiayaan bagi lebih banyak masyarakat underbanked, termasuk untuk kebutuhan produktif seperti modal usaha dan pendidikan,&#8221; ujar Pemimpin Negara Direktur JULO Harri Suhendra dalam keterangannya, Rabu (7\/10\/2026).<\/p>\n<p><strong>Baca Bahkan: JULO Fasilitasi Pendanaan Lebih 3,2 Juta Pengguna di Kuartal I-2025 <\/strong><\/p>\n<p>Harri mengatakan kolaborasi tersebut menjadi bagian dari upaya Memperjelas akses pembiayaan bagi masyarakat yang masih memiliki keterbatasan terhadap layanan kredit formal. Dana yang disalurkan digunakan untuk berbagai kebutuhan, mulai dari biaya pendidikan, renovasi rumah, kebutuhan sehari-hari Sampai saat ini kebutuhan produktif seperti modal usaha.<\/p>\n<p>Dalam menjalankan penyaluran kredit, JULO menggunakan teknologi analisis risiko berbasis data dan machine learning, serta memanfaatkan integrasi dengan Sistem Layanan Informasi Keuangan (SLIK) dan Pusat Data Teknologi Keuangan Lending (Pusdafil) untuk Membantu proses penilaian dan verifikasi kredit. Pendekatan tersebut turut menopang Tingkat Keberhasilan Bayar (TKB90) JULO yang mencapai 99,25% per Agustus 2026 sesuai Syarat Otoritas Jasa Keuangan (OJK).<\/p>\n<p><div class=\"gmr-embed-responsive gmr-embed-responsive-16by9 gmr-video-responsive\"><iframe loading=\"lazy\" title=\"GUGATAN DENNY INDRAYANA DITOLAK! MK Ketuk Palu Perkara Ijazah Gibran | BREAKING NEWS\" width=\"680\" height=\"383\" src=\"https:\/\/www.youtube.com\/embed\/Ebzoxc9E7lA?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<\/p>\n<p>Head of Ecosystem &amp; Digital Consumer Banking Group PT Bank DBS Indonesia Willy Lawy mengatakan kolaborasi dengan JULO merupakan bagian dari komitmen perseroan Memperjelas akses keuangan ritel secara Berkualitas dan bertanggung jawab. &#8220;Selama satu tahun berjalan, dukungan teknologi dan pendekatan berbasis data Pernah Mendukung Memperjelas penyaluran pembiayaan kepada masyarakat di berbagai wilayah Indonesia,&#8221; katanya.\n        <\/div>\n<p>Sumber Refrensi Berita: CNNINDONESIA<\/p>\n","protected":false},"excerpt":{"rendered":"<p>loading&#8230; JULO Mengoptimalkan penyaluran kredit digital melalui kerja sama dengan PT Bank DBS Indonesia. FOTO\/dok.SindoNews&#8230;<\/p>\n","protected":false},"author":1,"featured_media":22132,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"kia_subtitle":"","footnotes":""},"categories":[32],"tags":[],"newstopic":[],"class_list":["post-22131","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bisnis"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Dorong Inklusi Keuangan, JULO dan Bank DBS Indonesia Salurkan Kredit Rp640 Miliar - Cipanas<\/title>\n<meta name=\"description\" content=\"Dorong Inklusi Keuangan, JULO dan Bank DBS Indonesia Salurkan Kredit Rp640 Miliar - Cipanas\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/cipanas.id\/?p=22131\" \/>\n<meta property=\"og:locale\" content=\"id_ID\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Dorong Inklusi Keuangan, JULO dan Bank DBS Indonesia Salurkan Kredit Rp640 Miliar - 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